Whatever 2016 brings, one thing will remain true: the biggest challenge for entrepreneurs and owners of small and medium-sized enterprises (SMEs) is to find the funds they need to launch and grow their business.

As a result, more companies than ever are turning towards smart investments as opposed to traditional loans from private investors or the bank.

The “alternative finance” market has doubled in the past 12 months and this pace is expected to continue in 2016, according to research by Nesta, a charity that works to increase innovation in the UK.

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