Habito is transforming the United Kingdom’s £1.3 trillion mortgage market by taking the stress, arduous paperwork, hidden costs and confusing process out of financing a home.

The company’s mission is to make homeownership across the UK simpler, fairer, and less stressful. Since launching in 2016, Habito has supported over 500,000 customers and facilitated more than £11bn in mortgages. The business combines proprietary technology with expert advice to deliver a transparent, efficient alternative to the traditional mortgage process.

In December 2025, Monzo announced plans to acquire Habito. The deal is expected to close in Spring 2026, subject to regulatory and other customary approvals. The acquisition will mark Augmentum’s ninth exit.