Kipp enables card issuers and merchants to reduce non-sufficient funds (NSF) declines through smarter collaboration.

By creating a shared issuer-merchant network, Kipp enables smarter approval decisions. Merchants are willing to pay card issuers to approve NSF transactions that would otherwise be declined. This model unlocks new revenue streams for issuers, raises approval rates for merchants, and creates a smoother payments experience for cardholders.

Kipp recently announced a strategic partnership with FIS. This collaboration will extend Kipp’s NSF authorization solution to thousands of debit card issuers, giving them the ability to avoid declines, protect revenue, and deliver a more reliable payment experience for cardholders.