Founded in 2011, iwoca uses award-winning technology to disrupt small business lending across Europe.

Since launch, iwoca has provided over £3.5bn in loans to SMEs across UK and Germany, solidifying its role as a key funding partner for small businesses.

In February 2023 iwoca hit profitability and saw over 50% increase in the number of businesses funded across the UK and Germany year on year, reinforcing its position as one of Europe’s most scalable and reliable fintech lenders. 

With £1.5bn in investment across equity and debt, iwoca stands among Europe’s best-funded fintech success stories and continues to demonstrate the strong profit potential of tech-enabled lending through the use of machine learning and digital infrastructure.